Later Life Lending Made Simple
From Our Hearts
To Your Home
Whether it’s an Equity Release plan, Flexible Lifetime Mortgage, Retirement Mortgage, or any other form of Later Life Lending, we’re here to assist you every step of the way.
Enjoy the freedom of accessing tax-free cash from your home, supported by independent, impartial advice drawn from a comprehensive range of lenders across the market. Gain peace of mind with access to over 500 plans tailored to your needs, plus continued support long after your plan completes.
- Guaranteed Price Match
- Free Initial Advice
- Award Winning
- 100% Independent
- Clear & Simple
- FCA Regulated Advice
WHY CHOOSE US
A Selection of Awards
HOW MUCH COULD YOU BORROW?
Free Equity
Release Calculator
Find out how much equity you may be able to release from your property today.
A lifetime mortgage or retirement interest-only (RIO) mortgage is a loan secured against your home and may reduce the equity remaining in your property. To understand the features and risks, speak to one of our qualified advisers and request a personalised illustration.
Enquiry through to completion
Why Choose Us?
At Later Life Retirement Planning, we’re committed to being there for you every step of the way, from your initial enquiry to the final completion stage. We truly believe that maintaining this ongoing relationship is crucial, especially when you are potentially making the biggest and most important decision of your later life. That’s why we provide you with all our direct contact details, so you can easily reach out whenever you have questions or need guidance.
We understand that financial matters don’t adhere to a 9-to-5 schedule, so we make ourselves available to you nearly all the time. Our goal is to ensure that you have the support you need, precisely when you need it. And when it comes to giving you advice, we’re flexible—we’ll communicate with you in whatever way works best for you, whether that’s over the phone, via video calls, in-person meetings, or even with your family by your side.
HOW MUCH COULD YOU BORROW?
Free Instant Online Quote
Find out how much equity you may be able to release from your property today.
EMPOWERING YOUR FUTURE
Four Simple Steps
At the core of our values is a commitment to delivering a personalised experience centered on meeting our clients’ needs.
STEP ONE
Opening
Conversation
We’ll begin with an initial conversation to understand your requirements, situation, and preferences.
STEP TWO
Follow-Up
Conversation
If we identify a suitable solution, we’ll provide you with a Proposal for your review. We’ll then follow up to ensure you fully comprehend the product and address any enquiries you may have, empowering you to make an informed decision.
STEP THREE
Submitting Your
Application
We’ll proceed to submit your application to the lender and organise a valuation of your property, completely free of charge. Our goal is to secure a formal lending offer, giving you ample opportunity for careful consideration.
STEP FOUR
Finalising the
Process
A solicitor will arrange to meet you in the comfort of your own home to discuss the offer in person. You’ll sign the offer with the solicitor, who will then handle its submission to the lender’s solicitors for the finalisation and release of funds.
WHY CHOOSE US
A Selection of Awards
no completion, no fee.
Our Fees
Our approach is straightforward: we have a fixed advice fee of £1,395, regardless of the size of the amount released from your home. We believe in treating all clients fairly, which is why we’ve opted against charging a percentage based on the amount released from your home, a practice common among other intermediaries.
Additionally, we’ve chosen not to accept marketing allowances from our panel of solicitors, unlike other intermediaries. This enables us to offer our solicitors to all our clients at a “cost price” range of £700-£800 which also includes VAT. There are no upfront fees; all fees are only payable upon completion.
If there’s no completion, there’s no fee.
HOW MUCH COULD YOU BORROW?
Free Instant Online Quote
Find out how much equity you may be able to release from your property today.
Rated 5 stars on Google
Kind Words
Many thanks Elliot for dealing with our requests going forward, stress free no hassle, absolutely brilliant. Again Thank you so much.
John & Karen.
Mr Willis
A brilliant experience and service from these people. Helped me out a lot and I recommend there choice of Solicitors as my own Solicitors slowed things up I thoroughly recommend LLRP.
Mr Bryant
Fantastic service from the beginning to end. Elliot supported by Kelly were supportive throughout the process. Very knowledgeable, listened to our needs and advised on the options available. Any queries were responded to very quickly. The whole process was so smooth wouldn’t hesitate to recommend to family and friends.
Mrs Green
We wanted to move our equity release for a lower interest rate. Sam Wickham provided excellent service. He responded to emails promptly even late at night. He knew what we wanted and as soon as the best options came up he was in touch and ensured we got not just a reduced interest rate but sourced even lower than expected. More importantly without a significant penalty!! Very personable too.
Mr Cater
As always I received exceptional client service from Sam Wickham who has been my equity advisor over several years, during which time he has been cheerful but at the same time very professional and knowledgeable. Thank you Sam
Mr Jones
Sam Wickham is our HERO !! He worked tireless to get us a Mortgage even when he should be off duty. He answered our questions and relieved our anxieties. Thanks to him we have a beautiful home. Keep doing what you do Sam. You are an asset to your business. A BIG THANK you Sam Wickham. Sharalyn and Kerry
Mrs Wynne
Sam was amazing in helping us to get our mortgage on our new home. He got back to us when he said he would (some times way pass office hours). He answered all our questions and relieved our anxieties. Went that ‘extra mile’. He is certainly NO1 in his game, Thanks Sam we will enjoy our retirement in our new home. You made it so easy and stress free!!
Mr Kennedy
WE’RE HERE WHEN YOU NEED US
Start a Conversation
Call us on
0113 868 0064
We’ll begin with an initial conversation to understand your requirements, situation, and preferences.
Book a
Free Call
We’ll begin with an initial conversation to understand your requirements, situation, and preferences.
Free Instant
Online Quote
We’ll begin with an initial conversation to understand your requirements, situation, and preferences.